Welcome to Loans Realty Elite!

NATIONAL GRANT PROGRAM*

Provides up to 3.5% down payment assistance with FHA Financing

*Forgivable 2% or 3.5% Grant, No repayment, No Second Lien (Most Borrowers Qualify)

Eligibility of at least one borrower on the loan meets one of the following:

  • First-Time Home Buyer
  • Current or retired employee of a Local State or Federal Government
  • Current or retired from medical profession
  • Has EVER served as an unpaid volunteer (PTA, Sports Coach, Church, etc)

Qualifications:

  • DU Approval / Eligible Findings with a 580 Minimum FICO
  • 620 FICO with Refer / Eligible Findings
  • Max DTI 49.99%
  • 1-2 Unit
  • Manufactured Homes (Single, Double, & Triple Wide)
  • PUDs, FHA, Approved Condos
  • Up to 6% Seller Concessions Allowed